Recover Every Dollar With Smart Payment Retries
P98 Recurring Payments automates secure billing for the subscription economy. Use intelligent APIs to retain customers and grow revenue via AI-driven retries and flexible hybrid models.
Billing Built for Your Business
- Automate Your Income
- Custom Billing Logic
- Diverse Payment Options
- Recover Lost Sales
- Flexible Account Control
- Expand Every Sale
Why P98 Over Competitors?
Robust Features for Growing Merchants
AI Payment Retires
AI-optimized payment retries and account updaters to cut failed transactions by up to 30%.
Hybrid billing
Subscriptions plus usage-based, trials, prorations, upgrades, and discounts.
Multiple Methods
Custom schedules, multi-payment methods (cards, ACH, digital wallets), and self-service portals.
Advanced Reports
Advanced reporting with revenue forecasts, churn analytics, and secure PCI-compliant profiles.
Ready to automate your revenue?
Why pay flat fees? P98 helps high-volume sellers save money with better, lower rates compared to companies like Stripe.
Frequently Asked Questions
What are recurring payments?
Recurring payments, in simple terms, mean allowing your customers to pay manually every month; they permit you once, and P98 handles the rest automatically. The convenience of recurring payments lies in their automated nature, reducing the need for manual transactions and providing a predictable revenue stream for businesses while offering customers continuous access to the services they’ve subscribed
Is it PCI compliant and secure?
We use bank-level tokenization, meaning sensitive card data never even touches your servers. We’re fully PCI compliant and support SCA (Strong Customer Authentication) to keep you and your customers protected from fraud.
What is the difference between recurring payments and subscription billing?
Recurring Payments: This is the mechanical side of the business. It is the automated, repeating act of moving money from your customer’s account to yours at set intervals.
Subscription Billing: This intelligence manages the business relationship. It doesn’t just collect money; it handles complex rules such as proration, tiered pricing, and failed-payment recovery, turning a simple transaction into a flexible, scalable customer experience.
Do you support "Pay-as-you-go" or tiered pricing?
Yes. Whether you charge a flat monthly fee, a price per user, or based on how much data they use (usage-based), P98 is built to scale with your model. You can mix and match these styles to fit exactly how your customers want to buy.
What payment methods does P98 support?
P98 provides a versatile payment experience, supporting both major credit/debit cards and ACH bank transfers. This flexibility helps avoid disputes at checkout, allowing you to adapt to different varieties of customer preferences. It keeps your billing process smooth and efficient.
Can my customers manage their own plans?
You have full control to pause or cancel a subscription at any time, but you can also allow your customers to do it themselves. By providing them access to a self-service portal, they can manage their own updates easily.