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Modern Card Processing
Zero Fees.

From modular Payment APIs for developers to all-in-one Merchant Payment Software for retailers, P98 provides the Online Payment Processing infrastructure you need to scale without friction.

See the difference transparency makes.

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  • Successful Payment
  • No Hidden Charges
  • PCI Compliant

Why choose P98 Card Payments?

Intuitive Setup

Get up and running in minutes.
Our platform is designed to stay out of your way, giving you more time to focus on growing your business.

Human-First Support

Our dedicated team is standing by to provide real, friendly assistance whenever you need it. 24/7, we are with you.

One Dashboard, Every Tool

Access a full suite of payment solutions under one roof. Get all the features your business requires with zero extra costs or hidden fees.

Payments Without Boundaries

Get the tools to accept cards wherever your customers prefer to pay.

in-person card payment

In-Person

Lightning-fast checkout. Our hardware is plug-and-play, letting you process sales instantly at the counter or on the floor.
online pay option

Online

Integrate secure checkouts directly into your site to capture sales 24/7, anywhere in the world.
accept payment using mobile app

On-the-Go

Turn any mobile device into a powerful register, perfect for pop-ups, events, and field sales.

Complete Payment Flexibility
Without Boundaries

Comprehensive Processing

Manage any payment scenario, from in-person card transactions to complex digital payments. We provide the reliable infrastructure your business needs.
Dip Card POS terminal
Tap Card POS terminal

Secure, EMV-Ready Hardware

Our integrated, compliant hardware secures every customer payment and helps defend your revenue against chargebacks and fraud.

Smart Surcharging & Reconciliation

Intelligent Surcharging

Use our advanced logic to automate surcharging effortlessly. Keep your business compliant while you retain your full profit margins on every sale.

Real-Time Reconciliation

Our prompt reporting provides clear data, keeping your books accurate and your reconciliation process simple.

Thinking About Switching to P98?

Join over 5,000+ merchants and partners who have simplified their Credit Card Processing.
Whether you are a solo-entrepreneur or a global enterprise, P98 grows with your volume.

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Frequently Asked Questions

Yes. We maintain strict PCI Data Security Standards. You receive advanced data encryption, tokenization, and key management at no extra cost.

We offer built-in fraud protection to monitor your transactions. These features identify and block suspicious activity, protecting your business from costly fraudulent charges.

We use a secure, built-in credit card vault. This allows you to store sensitive card data safely, keeping your customers’ information protected and out of reach from unauthorized access.

We believe safety is a standard, not a premium service. All security tools, compliance features, and encryption are included in your account.

P98 supports businesses of any size. We provide free tools for phone payments, online checkouts, and recurring billing. If your industry is classified as high-risk, reach out to our team for personalized help.

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